Pay Over Time with Affirm


Love your hair now, pay over time. Cottage Hair Salon now offers Affirm so you can split your visit into simple payments over time—no hidden fees.


  1. Flexible payment options
  2. Great for color, smoothing, & extensions
  3. Quick approval decision at checkout
  4. No hidden or late fees, ever*






Affirm makes it easy to say “yes” to your dream hair without paying everything upfront. Here’s how it works:

Step 1 – Choose your service

Book your color, smoothing treatment, extensions, or other services like you normally would.


Step 2 – Select Affirm at checkout

When it’s time to pay, choose Affirm as your payment option (online invoice or in-salon link). You’ll be guided through a quick approval decision.


Step 3 – Pay over time

If approved, you’ll see a few payment plan options. Pick the one that works best for you, and pay over time while you enjoy your new hair.


Add a small note under the steps:

Checking your eligibility won’t affect your credit score. Terms are set by Affirm – see their site for full details.


What You Can Use Affirm For


Perfect for Bigger Hair Goals


Affirm is a great option for higher-ticket services or full transformations, including:


  1. Dimensional color & blonding sessions
  2. Balayage and lived-in color
  3. Keratin & smoothing treatments
  4. Hair extensions (install, move-ups, and refresh packages)
  5. Color corrections & full transformation appointments
  6. Multi-service visits (color + cut + treatment)


If you’ve been putting off a bigger hair project because of the cost upfront, Affirm can help you space the payments out over time.


What to Expect at Checkout

What You’ll See When You Use Affirm

When you choose Affirm at checkout, you’ll:


  1. Enter a few basic details to check eligibility.
  2. See your available payment plan options.
  3. View the total cost, your monthly payment, and the schedule before you accept.



There are no hidden fees—you’ll always see exactly what you owe before you confirm.


Add a small reassurance line:

If you ever have questions about using Affirm with your appointment, you can always text or call the salon before you book.


Q: What is Affirm?

A: Affirm is a buy-now, pay-later provider that lets you split your purchase into simple payments over time instead of paying it all at once.


Q: Can I use Affirm for any service?

A: Affirm is most popular for larger services like color transformations, smoothing treatments, and extensions, but you can use it for qualifying purchases that meet Affirms minimum amount.


Q: Will using Affirm affect my credit?

A: Checking your eligibility has no impact to your credit score. If you decide to proceed with a loan, Affirm may report your payment history. For full details, please see Affirms official disclosures.


Q: Do I pay Affirm or the salon?

A: You’ll make your payments directly to Affirm through their app or website. Cottage Hair Salon gets paid at the time of your service.


Q: Are there any late or hidden fees?

A: Affirm shows you exactly what you’ll pay upfront. There are no late fees or hidden fees, but your total cost will depend on the terms offered to you by Affirm.


Q: What if I need to change or cancel my appointment?

A: Our normal salon policies still apply for cancellations or rescheduling. If you’ve already begun an Affirm payment plan, you’ll also want to check your Affirm account for how changes are handled on their side.


Payment options through Affirm are subject to eligibility. Terms are provided by Affirm's lending partners.